Deal of the Day

Buy Here Pay Here

Buy Here Pay Here

You've done your research and have taken several test drives. Now, it's time to buy. However, what happens if you have bad credit?

At Pat Peck Nissan, your buy here pay here dealership, we'll help drivers like you in Gulfport, Pascagoula, and Waveland get the finance options that work for you. We'll also give you some tips on how you can buy a car with bad credit.

Learn all about our financial services below and don't hesitate to contact us if you have any questions.

Bad Credit Auto Finance

At our finance center, we'll get the finance options that work for you, regardless if you have good credit, bad credit, or no credit.

You'll meet with one of our experts who will go over your budget and credit history. Per this discussion, we'll come up with a payment plan that you feel good about. We'll also reach out to local banks and lenders to get a good auto loan that has the right terms for you.

Before visiting our Nissan finance center, take a look at the various finance tools that we have on our site. There's a secure finance application, which you can fill out to get pre-approved and help speed up the buying process.

There's also a trade-in value tool. If you're interested in trading in your current vehicle, this feature can help. Simply fill out some basic information about your car, and it'll estimate how much money you could get to put towards a new vehicle.

How to Get a Car Loan with Bad Credit

Like we mentioned above, we'll help get you a great loan, no matter what your credit history is like. If you have bad credit or no credit, you still have many options available to you:

  • Adjust the length of the loan: An auto loan usually lasts three years. If you get it adjusted to as much as six or seven years, then the monthly payments will be lowered.
  • Larger down payment: The more you put down initially, the less you'll have to pay overall.
  • Have a co-signer: When you have a co-signer help you out, you'll be able to rebuild your credit.

There are lots of ways that you can improve your credit as well. First, you could pay off any accounts that are past due. You can also take a good look at your credit report. If you find any errors or have positive account histories added to the report, that'll help boost your credit.

The more you build up your credit, the more likely you'll get approved for an auto loan.

Buy Here Pay Here Loans

Whether you have good, bad, or no credit, we'll help you drive home in the car of your dreams. Visit the Pat Peck Nissan, you Buy Here Pay Here dealership near Gulfport, Pascagoula, and Waveland today to get started.

We look forward to working with you!

View Nissan Lease Specials

2019 Nissan Altima Sedan Lease Deal

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$239/month Lease Offer Get This Deal

2019 Nissan Altima Sedan Xtronic CVT 2.5 S FWD (13119)

$239/month for 36 months with $3,399 due at signing. Excludes taxes, title, and license. $3,399 initial payment required at consummation. (Includes $3,160 consumer down payment, $239 first month payment.) (INCLUDES $650 manufacturer's rebate applied to $239/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Altima 2.5 S with Splash & Mats Lease model 13119 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $25,315 MSRP incl. destination charge. Net capitalized cost of $20,951 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,604 At lease end, purchase for $12,911, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019.

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2019 Nissan Armada Lease Deal

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$349/month Lease Offer Get This Deal

2019 Nissan Armada 5.6L V8 SV RWD (26119)

$349/month for 24 months with $3,929 due at signing. Excludes taxes, title, and license. $3,929 initial payment required at consummation. (Includes $3,580 consumer down payment, $349 first month payment.) (INCLUDES $3,975 manufacturer's rebate applied to $349/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Armada SV 4x2 with Floor Mats Lease model 26119 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $49,415 MSRP incl. destination charge. Net capitalized cost of $39,434 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,376 At lease end, purchase for $33,108, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.25 per mile for mileage over 10,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019.

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2019 Nissan Frontier Crew Cab Lease Deal

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$314/month Lease Offer Get This Deal

2019 Nissan Frontier Crew Cab 4.0L Automatic SV 4WD (32219)

$314/month for 36 months with $2,999 due at signing. Excludes taxes, title, and license. $2,999 initial payment required at consummation. (Includes $2,685 consumer down payment, $314 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Frontier SV 4x4 AT SWB with Value Truck Package and Floor Mats lease model 32219 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $33,030 MSRP incl. destination charge. Net capitalized cost of $28,971 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $11,304. At lease end, purchase for $22,460, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019. [1] Holiday Bonus Cash valid 06/01/2019 through 07/01/2019. Down payment may be required. Available on lease and purchase. Must take delivery from new dealer stock. See dealer for details. Subject to residency restrictions.

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2019 Nissan Kicks Lease Deal

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$285/month Lease Offer Get This Deal

2019 Nissan Kicks SV FWD (21119)

$285/month for 36 months with $1,999 due at signing. Excludes taxes, title, and license. $1,999 initial payment required at consummation. (Includes $1,714 consumer down payment, $285 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Kicks SV FWD w/ Splash Guards, Mats and 2-Tone Roof lease model 21119 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $21,880 MSRP incl. destination charge. Net capitalized cost of $20,504 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $10,260. At lease end, purchase for $12,253, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019. [1] Holiday Bonus Cash valid 06/01/2019 through 07/01/2019. Down payment may be required. Available on lease and purchase. Must take delivery from new dealer stock. See dealer for details. Subject to residency restrictions.

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2019 Nissan Leaf Lease Deal

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$249/month Lease Offer Get This Deal

2019 Nissan Leaf S FWD (17019)

$249/month for 36 months with $3,979 due at signing. Excludes taxes, title, and license. $3,979 initial payment required at consummation. (Includes $3,730 consumer down payment, $249 first month payment.) (INCLUDES $9,150 manufacturer's rebate applied to $249/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 LEAF S Lease model 17019 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $30,885 MSRP incl. destination charge. Net capitalized cost of $17,377 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,964 At lease end, purchase for $11,119, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $.25 per mile for mileage over 10,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019.

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2019 Nissan Maxima Lease Deal

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$329/month Lease Offer Get This Deal

2019 Nissan Maxima 3.5 Xtronic CVT S FWD (16119)

$329/month for 36 months with $4,159 due at signing. Excludes taxes, title, and license. $4,159 initial payment required at consummation. (Includes $3,830 consumer down payment, $329 first month payment.) (INCLUDES $1,900 manufacturer's rebate applied to $329/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Maxima S with Splash and Mats Lease model 16119 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $35,410 MSRP incl. destination charge. Net capitalized cost of $28,443 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $11,844 At lease end, purchase for $16,643, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019.

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2019 Nissan Murano Lease Deal

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$299/month Lease Offer Get This Deal

2019 Nissan Murano Xtronic CVT S FWD (23119)

$299/month for 36 months with $4,099 due at signing. Excludes taxes, title, and license. $4,099 initial payment required at consummation. (Includes $3,800 consumer down payment, $299 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Murano S FWD with Splash Guards, Floor Mats and Cargo Mat lease model 23119 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $32,745 MSRP incl. destination charge. Net capitalized cost of $27,811 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $10,764. At lease end, purchase for $17,682, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019. [1] $750 Bonus Cash available on 2019 Murano . Bonus Cash valid 06/01/2019 through 07/01/2019. Down payment may be required. Available on lease and purchase. Must take delivery from new dealer stock. See dealer for details. Subject to residency restrictions. [2] Holiday Bonus Cash valid 06/01/2019 through 06/03/2019. Down payment may be required. Available on lease and purchase. Must take delivery from new dealer stock. See dealer for details. Subject to residency restrictions.

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2019 Nissan Pathfinder Lease Deal

Offer 1 of 1
$299/month Lease Offer Get This Deal

2019 Nissan Pathfinder 3.5L Xtronic CVT S 4WD (25019)

$299/month for 36 months with $4,099 due at signing. Excludes taxes, title, and license. $4,099 initial payment required at consummation. (Includes $3,800 consumer down payment, $299 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Pathfinder S AWD with Splash Guards and Floor Mats lease model 25019 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $34,390 MSRP incl. destination charge. Net capitalized cost of $27,664 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $10,764. At lease end, purchase for $18,571, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019. [1] Holiday Bonus Cash valid 06/01/2019 through 07/01/2019. Down payment may be required. Available on lease and purchase. Must take delivery from new dealer stock. See dealer for details. Subject to residency restrictions..

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2019 Nissan Rogue Lease Deal

Offer 1 of 1
$239/month Lease Offer Get This Deal

2019 Nissan Rogue 2.5L I4 S AWD (22019)

$239/month for 36 months with $2,699 due at signing. Excludes taxes, title, and license. $2,699 initial payment required at consummation. (Includes $2,460 consumer down payment, $239 first month payment.) (INCLUDES $2,075 manufacturer's rebate applied to $239/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Rogue S AWD with Splash Guards, Floor Mats and Cargo Area Protector Lease model 22019 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $27,875 MSRP incl. destination charge. Net capitalized cost of $22,795 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,604 At lease end, purchase for $14,216, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019.

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2019 Nissan Rogue Sport Lease Deal

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$229/month Lease Offer Get This Deal

2019 Nissan Rogue Sport 2.0L I4 S AWD (27019)

$229/month for 36 months with $3,899 due at signing. Excludes taxes, title, and license. $3,899 initial payment required at consummation. (Includes $3,670 consumer down payment, $229 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Rogue Sport S AWD with S Appearance Package, Splash Guards, and Floor Mats lease model 27019 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $25,765 MSRP incl. destination charge. Net capitalized cost of $21,633 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,244. At lease end, purchase for $13,655, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019.

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2019 Nissan Sentra Lease Deal

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$149/month Lease Offer Get This Deal

2019 Nissan Sentra Xtronic CVT SV FWD (12119)

$149/month for 36 months with $3,999 due at signing. Excludes taxes, title, and license. $3,999 initial payment required at consummation. (Includes $3,850 consumer down payment, $149 first month payment.) (INCLUDES $1,200 manufacturer's rebate applied to $149/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Sentra SV Splash & Mats Lease model 12619 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $20,495 MSRP incl. destination charge. Net capitalized cost of $15,570 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $5,364 At lease end, purchase for $10,248, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 07/01/2019.

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2019 Nissan Titan Crew Cab Lease Deal

Offer 1 of 1
$218/month Lease Offer Get This Deal

2019 Nissan Titan Crew Cab S 4WD (38019)

$218/month for 24 months with $3,999 due at signing. PROOF OF ELIGIBILITY REQUIRED. Excludes taxes, title, and license. ELIGIBILITY REQUIREMENTS, VEHICLE AND OTHER RESTRICTIONS APPLY. ELIGIBILITY REQUIREMENTS: Offer available to well-qualified customers with proof of current eligible vehicle lease financed through NMAC. $3,999 initial payment required at consummation. (Includes $3,781 consumer down payment, $218 first month payment.) (INCLUDES $1,250 manufacturer's rebate, 2,975 NMAC Loyalty Lease Cash and $1000 VPP A Plan Discount applied to $218/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Titan S CC 4x4 with Splash and Mats Lease model 38019 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $41,520 MSRP incl. destination charge. Net capitalized cost of $33,015 includes a $650 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $5,232 At lease end, purchase for $27,818, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $.25 per mile for mileage over 10,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. Cannot be combined with other loyalty or conquest offers. Transferable within household. See participating dealer for details. Offer ends 07/01/2019. [1] Holiday Bonus Cash valid 06/01/2019 through 07/01/2019. Down payment may be required. Available on lease and purchase. Must take delivery from new dealer stock. See dealer for details. Subject to residency restrictions.

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Sales

Monday - Friday 8:30AM - 8:00PM
Saturday 8:30AM - 7:00PM
Sunday Closed

Schedule Service

Monday - Friday 7:30AM - 6:00PM
Saturday 7:30AM - 6:00PM
Sunday Closed

Parts

Monday - Friday 7:30AM - 6:00PM
Saturday 7:30AM - 4:30PM
Sunday Closed

Mobile Collision Center

3025 Government Blvd
Mobile, AL 36606

Monday - Friday 7:00AM - 5:30PM
Saturday Closed
Sunday Closed
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