Buy Here Pay Here
You've done your research and have taken several test drives. Now, it's time to buy. However, what happens if you have bad credit?
At Pat Peck Nissan, we'll help drivers like you in Gulfport, Pascagoula, and Waveland get the finance options that work for you. We'll also give you some tips on how you can buy a car with bad credit.
Learn all about our financial services below and don't hesitate to contact us if you have any questions.
Bad Credit Auto Finance
At our finance center, we'll get the finance options that work for you, regardless if you have good credit, bad credit, or no credit.
You'll meet with one of our experts who will go over your budget and credit history. Per this discussion, we'll come up with a payment plan that you feel good about. We'll also reach out to local banks and lenders to get a good auto loan that has the right terms for you.
Before visiting our Nissan finance center, take a look at the various finance tools that we have on our site. There's a secure finance application, which you can fill out to get pre-approved and help speed up the buying process.
There's also a trade-in value tool. If you're interested in trading in your current vehicle, this feature can help. Simply fill out some basic information about your car, and it'll estimate how much money you could get to put towards a new vehicle.
How to Get a Car Loan with Bad Credit
Like we mentioned above, we'll help get you a great loan, no matter what your credit history is like. If you have bad credit or no credit, you still have many options available to you.
For instance, you can get the length of a loan adjusted. An auto loan usually lasts three years. If you get it adjusted to as much as six or seven years, then the monthly payments will be lowered.
Money from a down payment or trade-in will also help lower the monthly payments. The more you put down initially, the less you'll have to pay overall.
Another way you can get an auto loan is to get someone with great credit to act as a co-signer. When you have a co-signer help you out, you'll be able to rebuild your credit.
There are lots of ways that you can improve your credit. First, you could pay off any accounts that are past due. You can also take a good look at your credit report. If you find any errors or have positive account histories added to the report, that'll help boost your credit.
The more you build up your credit, the more likely you'll get approved for an auto loan.
Buy Here Pay Here Loans
Whether you have good, bad, or no credit, we'll help you drive home in the car of your dreams. Visit the Pat Peck Nissan dealership near Gulfport, Pascagoula, and Waveland today to get started.
We look forward to working with you!