Deal of the Day

Buy Here Pay Here

Buy Here Pay Here

You've done your research and have taken several test drives. Now, it's time to buy. However, what happens if you have bad credit?

At Pat Peck Nissan, your buy here pay here dealership, we'll help drivers like you in Gulfport, Pascagoula, and Waveland get the finance options that work for you. We'll also give you some tips on how you can buy a car with bad credit.

Learn all about our financial services below and don't hesitate to contact us if you have any questions.

Bad Credit Auto Finance

At our finance center, we'll get the finance options that work for you, regardless if you have good credit, bad credit, or no credit.

You'll meet with one of our experts who will go over your budget and credit history. Per this discussion, we'll come up with a payment plan that you feel good about. We'll also reach out to local banks and lenders to get a good auto loan that has the right terms for you.

Before visiting our Nissan finance center, take a look at the various finance tools that we have on our site. There's a secure finance application, which you can fill out to get pre-approved and help speed up the buying process.

There's also a trade-in value tool. If you're interested in trading in your current vehicle, this feature can help. Simply fill out some basic information about your car, and it'll estimate how much money you could get to put towards a new vehicle.

How to Get a Car Loan with Bad Credit

Like we mentioned above, we'll help get you a great loan, no matter what your credit history is like. If you have bad credit or no credit, you still have many options available to you:

  • Adjust the length of the loan: An auto loan usually lasts three years. If you get it adjusted to as much as six or seven years, then the monthly payments will be lowered.
  • Larger down payment: The more you put down initially, the less you'll have to pay overall.
  • Have a co-signer: When you have a co-signer help you out, you'll be able to rebuild your credit.

There are lots of ways that you can improve your credit as well. First, you could pay off any accounts that are past due. You can also take a good look at your credit report. If you find any errors or have positive account histories added to the report, that'll help boost your credit.

The more you build up your credit, the more likely you'll get approved for an auto loan.

Buy Here Pay Here Loans

Whether you have good, bad, or no credit, we'll help you drive home in the car of your dreams. Visit the Pat Peck Nissan, you Buy Here Pay Here dealership near Gulfport, Pascagoula, and Waveland today to get started.

We look forward to working with you!

View Nissan Lease Specials

2019 Nissan Altima Sedan Lease Deal

Offer 1 of 1
$239/month Lease Offer Get This Deal

2019 Nissan Altima Sedan Xtronic CVT 2.5 S FWD (13119)

$239/month for 36 months with $3,399 due at signing. Excludes taxes, title, and license. $3,399 initial payment required at consummation. (Includes $3,160 consumer down payment, $239 first month payment.) (INCLUDES $0 manufacturer's rebate applied to $239/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Altima 2.5 S with Splash & Mats Lease model 13119 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $25,060 MSRP incl. destination charge. Net capitalized cost of $21,306 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,604 At lease end, purchase for $13,282, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Altima Sedan Lease Deal

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$219/month Lease Offer Get This Deal

2018 Nissan Altima Sedan Xtronic CVT 2.5 S FWD (13018)

$219/month for 36 months with $3,059 due at signing. Excludes taxes, title, and license. $3,059 initial payment required at consummation. (Includes $2,840 consumer down payment, $219 first month payment.) (INCLUDES $2,475 manufacturer's rebate applied to $219/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Altima 2.5 S with Convenience Package, Splash and Mats Lease model 13018 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $24,980 MSRP incl. destination charge. Net capitalized cost of $18,847 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $7,884 At lease end, purchase for $10,991, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2019 Nissan Armada Lease Deal

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$399/month Lease Offer Get This Deal

2019 Nissan Armada 5.6L V8 SV RWD (26119)

$399/month for 24 months with $4,699 due at signing. Excludes taxes, title, and license. $4,699 initial payment required at consummation. (Includes $4,300 consumer down payment, $399 first month payment.) (INCLUDES $2,000 manufacturer's rebate applied to $399/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Armada SV 4x2 with Floor Mats Lease model 26119 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $48,500 MSRP incl. destination charge. Net capitalized cost of $39,848 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $9,576 At lease end, purchase for $33,465, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.25 per mile for mileage over 10,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Armada Lease Deal

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$349/month Lease Offer Get This Deal

2018 Nissan Armada 5.6L V8 SV RWD (26118)

$349/month for 24 months with $4,499 due at signing. $500 Bonus Cash available on 2018 Armada. Excludes taxes, title, and license. $4,499 initial payment required at consummation. (Includes $4,150 consumer down payment, $349 first month payment.) (INCLUDES $3,475 manufacturer's rebate applied to $349/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Armada SV 4x2 with Floor Mats Lease model 26118 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $47,795 MSRP incl. destination charge. Net capitalized cost of $37,870 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,376 At lease end, purchase for $31,067, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.25 per mile for mileage over 10,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Frontier Crew Cab Lease Deal

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$299/month Lease Offer Get This Deal

2018 Nissan Frontier Crew Cab 4.0L Automatic SV 4WD (32218)

$299/month for 36 months with $1,499 due at signing. $500 Bonus Cash available on 2018 Frontier. Excludes taxes, title, and license. $1,499 initial payment required at consummation. (Includes $1,200 consumer down payment, $299 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Frontier SV 4x4 AT SWB with Value Truck Package and Floor Mats lease model 32218 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $32,625 MSRP incl. destination charge. Net capitalized cost of $29,016 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $10,764. At lease end, purchase for $20,880, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Kicks Lease Deal

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$275/month Lease Offer Get This Deal

2018 Nissan Kicks SV FWD (21118)

$275/month for 36 months with $1,999 due at signing. Excludes taxes, title, and license. $1,999 initial payment required at consummation. (Includes $1,724 consumer down payment, $275 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Kicks SV FWD w/ Splash Guards, Mats and 2-Tone Roof lease model 21118 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $21,570 MSRP incl. destination charge. Net capitalized cost of $20,355 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $9,900. At lease end, purchase for $11,648, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2019 Nissan Leaf Lease Deal

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$249/month Lease Offer Get This Deal

2019 Nissan Leaf S FWD (17019)

$249/month for 36 months with $3,979 due at signing. Excludes taxes, title, and license. $3,979 initial payment required at consummation. (Includes $3,730 consumer down payment, $249 first month payment.) (INCLUDES $9,050 manufacturer's rebate applied to $249/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 LEAF S Lease model 17019 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $30,885 MSRP incl. destination charge. Net capitalized cost of $17,422 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,964 At lease end, purchase for $11,119, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $.25 per mile for mileage over 10,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Leaf Lease Deal

Offer 1 of 1
$249/month Lease Offer Get This Deal

2018 Nissan Leaf S FWD (17018)

$249/month for 36 months with $2,929 due at signing. Excludes taxes, title, and license. $2,929 initial payment required at consummation. (Includes $2,680 consumer down payment, $249 first month payment.) (INCLUDES $9,400 manufacturer's rebate applied to $249/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 LEAF S Lease model 17018 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $30,885 MSRP incl. destination charge. Net capitalized cost of $18,122 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,964 At lease end, purchase for $11,119, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $.25 per mile for mileage over 10,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Maxima Lease Deal

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$309/month Lease Offer Get This Deal

2018 Nissan Maxima 3.5 Xtronic CVT S FWD (16118)

$309/month for 36 months with $4,159 due at signing. Excludes taxes, title, and license. $4,159 initial payment required at consummation. (Includes $3,850 consumer down payment, $309 first month payment.) (INCLUDES $3,250 manufacturer's rebate applied to $309/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Maxima S with Splash and Mats Lease model 16118 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $34,665 MSRP incl. destination charge. Net capitalized cost of $26,345 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $11,124 At lease end, purchase for $15,253, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Murano Lease Deal

Offer 1 of 1
$299/month Lease Offer Get This Deal

2018 Nissan Murano Xtronic CVT S FWD (23118)

$299/month for 36 months with $4,099 due at signing. $2,000 Bonus Cash available on 2018 Murano. Excludes taxes, title, and license. $4,099 initial payment required at consummation. (Includes $3,800 consumer down payment, $299 first month payment.) (INCLUDES $300 manufacturer's rebate applied to $299/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Murano S FWD with Splash Guards, Floor Mats and Cargo Mat Lease model 23118 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $32,210 MSRP incl. destination charge. Net capitalized cost of $27,255 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $10,764 At lease end, purchase for $16,749, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Pathfinder Lease Deal

Offer 1 of 1
$299/month Lease Offer Get This Deal

2018 Nissan Pathfinder 3.5L Xtronic CVT S 4WD (25018)

$299/month for 36 months with $4,099 due at signing. $1,250 Bonus Cash available on 2018 Pathfinder. Excludes taxes, title, and license. $4,099 initial payment required at consummation. (Includes $3,800 consumer down payment, $299 first month payment.) (Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Pathfinder S AWD with Splash Guards and Floor Mats lease model 25018 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $34,135 MSRP incl. destination charge. Net capitalized cost of $28,122 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $10,764. At lease end, purchase for $17,409, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. Disposition fee due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2019 Nissan Rogue Lease Deal

Offer 1 of 1
$239/month Lease Offer Get This Deal

2019 Nissan Rogue 2.5L I4 S AWD (22019)

$239/month for 36 months with $3,799 due at signing. Excludes taxes, title, and license. $3,799 initial payment required at consummation. (Includes $3,560 consumer down payment, $239 first month payment.) (INCLUDES $275 manufacturer's rebate applied to $239/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Rogue S AWD with Splash Guards, Floor Mats and Cargo Area Protector Lease model 22019 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $27,645 MSRP incl. destination charge. Net capitalized cost of $23,224 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $8,604 At lease end, purchase for $14,652, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Rogue Lease Deal

Offer 1 of 1
$199/month Lease Offer Get This Deal

2018 Nissan Rogue 2.5L I4 S AWD (22018)

$199/month for 36 months with $3,799 due at signing. Excludes taxes, title, and license. $3,799 initial payment required at consummation. (Includes $3,600 consumer down payment, $199 first month payment.) (INCLUDES $2,400 manufacturer's rebate applied to $199/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Rogue S AWD with Splash Guards, Floor Mats and Cargo Area Protector Lease model 22018 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $27,630 MSRP incl. destination charge. Net capitalized cost of $20,949 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $7,164 At lease end, purchase for $13,815, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Rogue Sport Lease Deal

Offer 1 of 1
$199/month Lease Offer Get This Deal

2018 Nissan Rogue Sport 2.0L I4 S AWD (27018)

$199/month for 36 months with $3,249 due at signing. Excludes taxes, title, and license. $3,249 initial payment required at consummation. (Includes $3,050 consumer down payment, $199 first month payment.) (INCLUDES $1,850 manufacturer's rebate applied to $199/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Rogue Sport S AWD with S Appearance Package, Splash Guards, and Floor Mats Lease model 27018 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $25,040 MSRP incl. destination charge. Net capitalized cost of $19,667 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $7,164 At lease end, purchase for $12,520, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2019 Nissan Sentra Lease Deal

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$149/month Lease Offer Get This Deal

2019 Nissan Sentra Xtronic CVT SV FWD (12119)

$149/month for 36 months with $3,999 due at signing. Excludes taxes, title, and license. $3,999 initial payment required at consummation. (Includes $3,850 consumer down payment, $149 first month payment.) (INCLUDES $675 manufacturer's rebate applied to $149/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2019 Sentra SV Splash & Mats Lease model 12119 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $20,390 MSRP incl. destination charge. Net capitalized cost of $15,937 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $5,364 At lease end, purchase for $10,603, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Sentra Lease Deal

Offer 1 of 1
$149/month Lease Offer Get This Deal

2018 Nissan Sentra Xtronic CVT SV FWD (12118)

$149/month for 36 months with $3,749 due at signing. $500 Bonus Cash available on 2018 Sentra Excludes Turbo & NISMO trims. Excludes taxes, title, and license. $3,749 initial payment required at consummation. (Includes $3,600 consumer down payment, $149 first month payment.) (INCLUDES $1,375 manufacturer's rebate applied to $149/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Sentra SV Splash & Mats Lease model 12118 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $20,370 MSRP incl. destination charge. Net capitalized cost of $15,121 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $5,364 At lease end, purchase for $9,778, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $0.15 per mile for mileage over 12,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. See participating dealer for details. Offer ends 01/02/2019.

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2018 Nissan Titan Crew Cab Lease Deal

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$198/month Lease Offer Get This Deal

2018 Nissan Titan Crew Cab S 4WD (38018)

$198/month for 24 months with $3,999 due at signing. Excludes taxes, title, and license. ELIGIBILITY REQUIREMENTS, VEHICLE AND OTHER RESTRICTIONS APPLY. Proof of eligibility required. ELIGIBILITY REQUIREMENTS: Offer available to well-qualified customers with (1) proof of current eligible vehicle lease financed through NMAC; and (2) proof of current ownership of one of the following vehicles: Chevrolet Silverado/Colorado/Avalanche, Dodge Ram/Dakota, Ford F150/250/350/Ranger, GMC Sierra/Canyon, Toyota Tundra/Tacoma, Honda Ridgeline, Nissan Titan/Frontier and Suzuki Equator. $3,999 initial payment required at consummation. (Includes $3,801 consumer down payment, $198 first month payment.) (INCLUDES $3,450 manufacturer's rebate and 1,000 Loyalty/Conquest Lease Cash and 2,425 NMAC Loyalty Lease Cash applied to $198/Month lease. Offer valid only when financed through Nissan Motor Acceptance Corporation.) Subject to residency restrictions. 2018 Titan S CC 4x4 with Splash and Mats Lease model 38018 subject to availability to well-qualified lessees through Nissan Motor Acceptance Corporation. $40,735 MSRP incl. destination charge. Net capitalized cost of $29,562 includes a $595 non-refundable acquisition fee. Dealer contribution may affect actual price set by dealer. Monthly payments total $4,752 At lease end, purchase for $26,070, plus purchase option fee up to $300 (except KS & WI), plus tax, or pay excess wear & use plus $.25 per mile for mileage over 10,000 miles per year. Lessee is responsible for maintenance and repairs. A disposition fee is due at termination of lease term. No security deposit required. Must take delivery from new dealer stock. Cannot be combined with other loyalty or conquest offers. Transferable within household. See participating dealer for details. Offer ends 01/02/2019.

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Sales

Monday - Friday 8:30AM - 8:00PM
Saturday 8:30AM - 7:00PM
Sunday Closed

Schedule Service

Monday - Friday 7:30AM - 6:00PM
Saturday 7:30AM - 6:00PM
Sunday Closed

Parts

Monday - Friday 7:30AM - 6:00PM
Saturday 7:30AM - 4:30PM
Sunday Closed

Mobile Collision Center

3025 Government Blvd
Mobile, AL 36606

Monday - Friday 7:00AM - 5:30PM
Saturday Closed
Sunday Closed
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